Helping good people through tough times for over 25 years.
When bankruptcy happens to good people in Flint, Michigan
At the Flint Bankruptcy Law Office of George E. Jacobs & Associates, our experienced attorney — George Jacobs — will work with you from the beginning to the end of the bankruptcy process. Whether you are considering filing for bankruptcy or are just concerned about debt relief and credit repair, our dedicated team is ready to advise you and advocate in your behalf.
We are a hands-on law firm. You will always speak directly with a lawyer. We make a point of being responsive, often seeing clients on short notice. We always return your phone calls and answer your questions. Our knowledgeable and friendly staff is also here to assist you.
Our Flint bankruptcy lawyers meet with you for a free consultation, listen to your concerns and problems, and arrive at an effective solution to your legal or financial difficulties. We understand that making ends meet is a concern of anyone considering bankruptcy, and we are committed to working out payment plans for your legal fees.
Our goal is always to put you in a better position to overcome your financial difficulties, and to help you move past this tough time in your life as quickly as possible. The Flint bankruptcy lawyers at our firm can assist you with both Chapter 7 and Chapter 13 bankruptcy cases. In advance of your visit to our office, please peruse these frequently asked questions.
Successfully serving individuals, families and small businesses of Flint
The Flint Bankruptcy Law Office of George E. Jacobs & Associates is a debt-relief agency helping individuals, families and small businesses file for bankruptcy under the Bankruptcy Code in the city of Flint and the counties of Genesee, Livingston, Lapeer and Shiawassee.
We will analyze your unique circumstances and help you determine which of the two principal forms of bankruptcy filing is in your best interests:
- Chapter 7 – This type of bankruptcy, known as a liquidation, helps debtors get a clean slate when it comes to many of their debts. But it also requires the sale of your assets to raise funds to pay back creditors. Some property is exempt from sale, such as a modest vehicle and a certain amount of equity in a home. Chapter 7 may be the best fit for debtors with moderate incomes and few assets who want a fresh start.
- Chapter 13 — Also known as a wage earner’s plan, a Chapter 13 bankruptcy allows debtors to retain all of their valuable property while they partially pay down their debts according to a court-approved plan over the course of three to five years. No creditor approval of the plan is needed. This bankruptcy path can be a good choice for steady wage earners who just need time to catch up on their mortgage arrears or other overdue debt.
Whichever route you take, bankruptcy is a complex process with considerable risks for the uninformed. Our job as your counsel is to ensure you are aware of all your options for resolving your debt burden and to guide you from filing through to completion of your case.
Your Michigan bankruptcy solution
At the Flint Bankruptcy Law Office of George E. Jacobs & Associates, we can help you understand how your choice of Chapter 7 or Chapter 13 bankruptcy can impact your property rights and financial health. At a free initial consultation, we will clearly outlining the advantages, drawbacks and long-term consequences of each form of bankruptcy relief. Call us at 810-275-0608 or contact us online to schedule an appointment.